Cost-to-Build With Loan Costs

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  • Sometimes it would be nice to have a quick and easy way to estimate the cost of a project.
  • Four inputs will provide a breakdown you can use as an initial pricing model for a project.
  • Enter the “Square footage of house”, Build Cost per sf”, “Interest Rate 1”,  and (optional) “Interest Rate 2”.  The worksheet will break out the phases based on the variables.
  • As presented, the variables are based on national averages.
    • The “Time in Days”, and “% of Cost” variables can be customized for your business model.
    • If you do customize the variables, just be sure that the totals still aggregate to 100%.
    • If you customize this tool for your business model, save it as a template so you can call it up to use for future analyses.
  • Use this tool to create a quick estimate of building costs and loan costs for a project on which you are responsible for providing the financing.  These could include spec homes or model homes.
  • Obviously, your estimate numbers will vary based on your region and on your market niche.
  • If you find any wide variations thast cannot be explained by regional factors, check your estimate to make sure you have the right numbers.
  • Use caution if you decide to show the results to a prospect. This is a “sample of the kind of pricing the prospect might find for a basic project”, or some wording to that effect.
  • Do not sign a contract based on this pricing!!
  • For more detailed estimated pricing, consider using the BBOS Estimator from Builder Resources.